[ Sanchita Karma ]
Accumulated Karma. Karma that has been accumulated over lifetimes.
This is the warehouse of karma which goes right back to a single-celled animal and even inanimate substances from where life evolved. All the information is there. If you close your eyes, become aware enough and look into yourself, you will know the nature of the universe – not because you are looking at it through your head, but simply because this information is present in the making of the body. There is a warehouse of information going back into creation.
Excerpt: What Is Karma and How Does It Work? (Isha)